Four Steps to a Bright Financial Future

Tackling your finances can be daunting. But you can’t put a price on the peace of mind you’ll get knowing exactly what is happening with your money – and making a start is easier than you might think.   You can take control of your financial future with a few simple steps. 1. Create a…

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5 Ways Money May be Slipping Through Your Fingers

You may think you are being meticulous with your finances. But chances are, many of us are still letting several hundred dollars slip through our fingers every year. The good news is that identifying where the money is slipping away is the first step towards stemming the tide of wasted dollars. Below are a few…

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Why are more Australians choosing SMSFs?

More and more people are turning to self-managed superannuation funds (SMSFs). We explore why SMSFs are becoming more popular and look at their benefits and risks. What is an SMSF? An SMSF is a private superannuation fund that’s regulated by the Australian Taxation Office. You manage it yourself and can have up to four members…

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Six ways to reduce your debt burden

Debt is one of the fixtures of modern life for most people but if you feel it’s getting out of your control, it’s time to act. Fortunately, there are straightforward ways to regain control of your money. Start a debt management plan This will mean prioritising your debts in order of urgency, setting a budget,…

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Budget for a very merry Christmas

A bit of planning and forethought may help take the financial stress out of Christmas.   Christmas is a happy time of year that brings people together but it can also be expensive. With a bit of early planning you may control your festive season spending. Here are some tips to help avoid a New…

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6 Secrets of Successful Investors

The investment world can change dramatically from one month to the next. But these secrets of successful investors never go out of style.         Successful investing can be one of your biggest allies in the quest for long-term financial security. Unfortunately, unsuccessful investing can leave you wishing you’d kept your money in…

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Spring has sprung! 3 easy steps to spring clean your finances.

Spring has sprung, and with the change in seasons comes a great excuse to get into the spring cleaning. This could be literal, like cleaning and organizing our living and work spaces. Studies have linked home environments that are chaotic or messy and higher levels of the stress hormone cortisol. So, physical spring cleaning could…

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Money Hacks

Help your teens and young adults manage how they spend and save. So your teenagers and young adults know how to spend, but do they know how to budget for the things they really want? Learning good money management should be an essential life skill. A reason to save For many teenagers and young adults…

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Why general advice, is no advice at all

By Dante De Gori, CEO, Financial Planning Association of Australia.   Trusted and transparent financial advice is the right of every Australian. And whilst it is extremely important that more Australians seek advice, it’s just as important they know what they’re getting. There is significant confusion among consumers, and within industry, media and Government about…

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The first step in becoming a millionaire

– This blog was first published on The Hip Pocket –  From that glorious moment you receive your first lump sum in the form of pocket money, you begin to make financial decisions. At that point, these decisions may involve choosing between saving that exciting gold coin in your piggy bank, or using it to…

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