Protect Your Wealth
Illness, injury, or death can have devastating effects on you and your family if you are not adequately protected – yet many Australians remain unprotected.
The cost of this can reach into the tens of thousands in upfront outlays. In the worst-case scenarios, you might be left unable to care for your family physically or financially.
Luckily, you can take action to prevent this from occurring. Risk protection, such as insurance, can safeguard the most precious things to you from the unexpected.
Risk protection provides emotional security for both you and your family, and among other things, ensures your long-term financial goals are maintained – whether you are retired, nearing retirement or still working.
THE COST OF BEING UNPROTECTED
Serious illnesses can result in a number of expenses you may not expect:
- Paying for specialist or international medical attention
- Covering the cost of related modifications to your home
- Paying outstanding debts, bills and daily living expenses while you are recovering
- Using your savings to replace your income while you are unable to work
The worst part of all is that the financial stress often arrives during an already highly emotional or traumatic period.
Protect yourself today. Book a free consultation with one of our advisers.
PLANNING FOR THE UNEXPECTED
Risk protection can provide emotional security, protect your long-term financial goals, and maintain your lifestyle in the event of the unexpected. This is the case whether you are retired, nearing retirement, or still working.
There are many different insurance products that can protect you and your family:
- Life Cover
- Total And Permanent Disablement
- Motor Vehicle
- Compulsory Third Party Insurance (CTP)
- Income Protection
- Living Expense Cover
- Professional Indemnity
- Travel Insurance
- General Property, Home And Contents
- Home Warranty And Lenders Mortgage
- Pet Insurance
- Workers’ Compensation
- Extended Warranty
- Product Recall
- Public and Product Liability
Not all of these insurance products will be right for you, while some may prove invaluable.
A professional planner can help you choose between products and coverage level, and assist with making any claims that may arise.
Give yourself some peace of mind
Risk protection helps you cover the things that are most important to you and is therefore an essential part of any financial plan. Protecting your wealth and, in turn, yours and your family’s lifestyle can be addressed in many ways. An adviser can help you work through the different types of policies and can guide you on which protection best suit your needs.